• Open Enrollment begins November 2

    Resist the urge to click "same as last year." A few minutes of research can help you make better decisions for today and the future.

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  • Group Legal Plan

    The MetLife Legal Plan offers assistance with many routine legal services.

    Learn more
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  • Enroll on the go with the MyChoice mobile app

    Make your 2027 benefits selections from your phone—just download the app to get started.

    Get started
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Take a closer look.

Benefits designed around your life - not just your health.

 

 

Open Enrollment begins November 2—a few minutes of discovery between now and then can help you make better decisions for today and the future.

 

Microsoft benefits go far beyond medical, dental, vision, doctors, and deductibles. They're a full spectrum of offerings designed to work together across your whole life—your health, your finances, your family, and your future. Take a moment and explore the full range of offerings and how they work together to understand how your benefits can support you and your family at this stage of life and beyond.

You can choose the options that best fit your life during the 2027 Open Enrollment period from November 2 to November 20.

Medical. Dental. Vision. And that's just the start.

 

Open Enrollment is your opportunity to look beyond your current elections and explore the full range of benefits available to you. Take time to discover programs, tools, and resources you may not have used before and choose the coverage that best supports you and your family in the year ahead.

Attend informational sessions to learn more about the benefits available to you.

Make changes to your benefit elections by November 20. Changes made during Open Enrollment take effect on January 1, 2027. 

  • Open Enrollment runs from Monday, November 2, through Friday, November 20 at 11:59 PM PT. This is your only chance to change your benefits for 2027—unless you experience a qualifying life event—so it’s important to evaluate your coverage, needs, and options. If you take no action during Open Enrollment, most of your elections from the previous year will roll over except for the healthcare Flexible Spending Accounts (General Purpose and Limited Purpose) and Dependent Care Flexible Spending Account, which require you to re-enroll each year.

    Be in the know.*

    Register for a 2027 benefits session(s). You can also view the videos of previous sessions and download the decks at Benefits Overview Sessions.

    *These sessions are intended for Microsoft employees only. Unfortunately dependents are not allowed.

  • Open Enrollment runs from Monday, November 2, through Friday, November 20 at 11:59 PM PT. This is your only chance to change your benefits for 2027—unless you experience a qualifying life event—so it’s important to evaluate your coverage, needs, and options. If you take no action during Open Enrollment, most of your elections from the previous year will roll over except for the healthcare Flexible Spending Accounts (General Purpose and Limited Purpose) and Dependent Care Flexible Spending Account, which require you to re-enroll each year.

    Be in the know.*

    Register for a 2027 benefits session(s). You can also view the videos of previous sessions and download the decks at Benefits Overview Sessions.

    *These sessions are intended for Microsoft employees only. Unfortunately dependents are not allowed.

 

Your life changes. Your benefits do, too.

Here's what's new for 2027, starting January.

  • Embold Health

    Premera's Find Care search is now powered by Embold Health—you can search for in-network providers using quality scores. Embold Health analyzes healthcare claims data and clinically validates measures to identify providers who consistently deliver accurate diagnoses, appropriate treatments, and strong patient outcomes. You can even ask EVA, Embold's virtual assistant, for help and suggestions). 

    Learn more about Embold

  • Lantern Surgical Center of Excellence

    Premera Health Savings Plan members can now get surgery planning support with Lantern Surgical Center of Excellence (COE). Planning surgery can feel overwhelming, but Lantern helps make it easier by connecting you with vetted, high-quality surgeons, facilities and support selected for quality, safety, and patient outcomes. If a planned procedure is on your horizon, this new voluntary program is worth a closer look.

    Learn more about Lantern

  • Lantern Surgical Center of Excellence

    Premera Health Savings Plan members can now get surgery planning support with Lantern Surgical Center of Excellence (COE). Planning surgery can feel overwhelming, but Lantern helps make it easier by connecting you with vetted, high-quality surgeons, facilities and support selected for quality, safety, and patient outcomes. If a planned procedure is on your horizon, this new voluntary program is worth a closer look.

    Learn more about Lantern

  • Make a bigger impact on your healthcare savings

    Higher Health Savings Account and healthcare Flexible Spending Account contribution limits are a great reason to review how much you're setting aside in pretax dollars.

    Learn more about HSAs

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    Learn more about FSAs

  • Important update for Florida and Georgia Premera HSP members

    Effective January 1, 2027, the Premera Heritage Network will change to the Premera Blue Select Network for Premera members residing in Florida and Georgia. This change is designed to deliver meaningful value to you and your family by improving access to high performance, quality providers and helping lower your out-of-pocket costs for medical care. 

    Learn more about Blue Select Network

  • Important update for Florida and Georgia Premera HSP members

    Effective January 1, 2027, the Premera Heritage Network will change to the Premera Blue Select Network for Premera members residing in Florida and Georgia. This change is designed to deliver meaningful value to you and your family by improving access to high performance, quality providers and helping lower your out-of-pocket costs for medical care. 

    Learn more about Blue Select Network

Plot twist: Your benefits are pretty awesome. 

Support for life's legal, financial, and family planning needs an exceptional value: MetLife Group Legal saves you time, money, and stress during life's important (and unexpected) moments with access to legal services, identity and fraud protection, TurboTax preparation and filing, self-help documents, and family caregiving support.

Reimbursements for tending to your physical, mental, and financial wellbeing: With your Perks+ benefit, you can enhance each aspect of your wellbeing through eligible reimbursable items such as fitness classes and apps, gym memberships, meditation apps, financial consulting, books and audio books, concerts, national park passes, puzzles, camping gear, and recreation.

Keep your loved ones protected and secure: Life insurance coverage can look different for every household, with separate options for you and your family. Take an extra minute to learn what coverage is available and review your elections to ensure your coverage supports the people and plans that matter most. And while you're there, confirm that your beneficiaries are up to date, so your benefits are distributed according to your current preferences.

Health Savings Account: If you’re eligible*, a Health Savings Account (HSA) can be a powerful way to save for health care costs—offering a triple tax advantage on contributions, growth, and tax-free withdrawals for qualified medical expenses. With Fidelity, it’s easy to invest your balance and help your health care dollars work harder for your future needs.

Your calendar wants in on this.

Open Enrollment runs November 2nd-20th.  Review what's taking effect January 2027 and start planning. Five minutes of exploring now can mean less, "I had no idea we offered that" moments later.

Don't say we didn't remind you

Remember that Open Enrollment is your only chance (other than a qualifying life event) to change most of your benefits for the entire year ahead. Take some time to think through the options and how they fit your life. Your benefits are here to help you and your family navigate whatever changes the future has in store. 

 

Ready to make it official?

Make your 2027 benefits elections during the upcoming Open Enrollment period, November 2nd – 20th, at aka.ms/BenefitsEnroll.  

 

You can also enroll using the MyChoice mobile app—just visit aka.ms/BenefitsEnroll, locate the MyChoice mobile app link, and select “Access the App.”

 

Questions happen. Answers help.

Have questions about your benefit options or want to learn more? Microsoft employees can attend a virtual benefit briefing session below or join us in person for one of our vendor fairs. Microsoft employees can view the schedule of available sessions here. Should you need further support after reviewing, use Employee Self Service.*

 

*Employee Self Service is only available for use with Microsoft employee accounts.