Microsoft now partners with Delta Dental of Washington (DDWA) to provide your dental coverage. Regular dental care helps prevent oral diseases and enhances your overall health and confidence. With Delta Dental of Washington, you and your eligible dependents receive industry-leading dental coverage for you and your eligible dependents with no per-paycheck premiums to support your dental wellbeing.
New for 2026: Delta Dental of Washington
Starting January 1, 2026, Delta Dental of Washington will be our dental plan carrier. To make the most of your benefits, create your MySmile Account. Through MySmile, you can:
Stay connected and take advantage of everything your dental plan has to offer.
You’re eligible to participate in the dental plan if you’re a benefit-eligible employee on the Microsoft US payroll. You are eligible for benefits if you are a full- or part-time Microsoft retail stores employee on the Microsoft U.S. payroll, regularly scheduled to work 20 or more hours per week. Your coverage begins after you complete an eligibility waiting period of 30 calendar days.
Interns and visiting researchers are not eligible for dental insurance.
When you sign up for dental coverage, you can also enroll eligible dependents including your:
Legally married spouse or domestic partner (same or opposite sex)
Dependent children under age 26
Incapacitated children age 26 and older
If both you and your spouse or domestic partner are employed by Microsoft and are eligible for benefit coverage, you are only allowed to be covered under one plan. You can either enroll as a dependent under your spouse or eligible domestic partner's plan or enroll in your own separate coverage, but not both. Your eligible children must be enrolled under only one employee's coverage.
Important note: If you have other coverage, learn how Coordination of Benefits (COB) applies to you and your enrolled dependents. applies to you and your enrolled dependents.
Discover your Delta Dental benefits
Learn more about Delta Dental of Washington and explore all the great features of your dental plan by visiting the dedicated microsite: Microsoft Dental Benefits Guide | Delta Dental Of Washington.
How to set up your Delta Dental Account and SSO
Create your MySmile account (required first):
Then set up Single Sign‑On (SSO):
After setup:
Tip: The first time you register your MySmile account you will need to provide your name, address, and date of birth.
Note: You can only enroll in or make changes to your dental insurance election as a new hire, during the annual open enrollment period, or if you have a qualifying status change (like a marriage, divorce, or the birth of a child). To learn more, go to Qualified Status Change.
The Dental Plus plan provides full coverage of preventive care from in-network dentists. Preventive care does not count toward the annual maximum, which means you don’t need to skimp on your cleanings even if you need other dental work done.
For other services, such as basic care, major care, or orthodontia, you pay a percentage of the cost (coinsurance) after your annual deductible and are responsible for dental expenses over the maximum amount. If you anticipate a major dental service, ask your dentist to request an estimate of your coverage from Delta Dental of Washington.
Manage your benefits with MySmile
Create a MySmile Account on the Delta Dental of Washington website to make the most of your dental coverage. With MySmile, you can:
Type of care (in-network) | Dental Plus |
Preventive Care (e.g. regular cleanings, exams) | 100% |
After deductible ($25 individual/$75 family) | |
Basic care (e.g., fillings, extractions, root canals) | 85% |
Major care (e.g., crowns, dentures, implants) | 50% |
Maximum benefit per year | $2,500 per person |
Orthodontia | 50%* |
*With a separate maximum lifetime benefit of $2,500 per person after a one-time $50 deductible
New for 2026! Delta Dental’s TotalHealth wellness program. This program allows members with certain medical conditions to receive additional cleanings to support oral and overall health.
You can register through this program through your MySmile portal. Once enrolled you may be eligible for up to four covered cleanings per year.
You can go here to learn more about this program and what conditions may be covered.
Quick tip! You can pay for out-of-pocket dental expenses using your Flexible Spending Account (FSA).
For a detailed list of what’s covered, as well as exclusions and limitations, refer to the Summary Plan Description.
You have the flexibility to see whichever dentist you like, but in-network dental providers have agreed to accept set network fees, which typically translate to lower out-of-pocket costs for you. If you choose to see a provider outside of the network, the dental plan will only pay up to the ‘allowable charge’ for each covered service. You’re responsible to pay anything above the allowable charge.
How to find a dentist in Delta Dental’s network
Follow these steps to locate an in-network provider using Delta Dental’s Find a Dentist tool: Delta Dental of Washington Dentist Finder.
Tips:
Contact Delta Dental of Washington (DDWA) at 833-642-8800 or email them at microsoft@deltadentalwa.com. The Microsoft plan number is 06250.
For a more personalized experience, including tools and resources tailored to you, please sign in using your Microsoft employee credentials.
Note: Sign-in is for Microsoft employees only.