Guide to benefits
Want to learn how your benefits can support you in a variety of situations? The guides listed below can help.
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- Medical care
- Medical costs
- Finances
- Physical and mental health
- Expand your family
- Life's challenges
- Family support
Preventive care is a powerful tool for the early detection and prevention of potentially serious conditions. | |
Review the available medical options to determine which is best for your situation | |
There are a number of ways to have a prescription filled, whether you want to do so in person or online. | |
Coordination of Benefits (COB) is a process where individuals, couples, or families who are covered under more than one health plan combine their coverage to maximize their benefits. | |
When preparing for your surgery, there are a few things you can do ahead of time to help ensure you receive the best care, minimize costs, and streamline bill paying so that you can focus on your recovery. | |
Enrollees in the Dental Plus Plan can obtain orthodontia services ($2,500 lifetime maximum per covered individual). | |
When you or a family member receives care in an emergency room (ER), the resulting costs and paperwork can be confusing. |
Learn about the simple ways to keep your medical and prescription costs as low as possible. Focus on in-network providers and pharmacies and employ smart bill-paying strategies to ensure you’re not spending more than necessary on your medical expenses. | |
Use this guide to learn key terms you’ll use when using your insurance, get instructions on submitting a claim, and find tips on how to pay providers. Jumping through the hoops of insurance can be frustrating – let us help you get through it. | |
Your Health Savings Account (HSA) is essentially a bank account that you can use to pay for qualified medical expenses with tax-free dollars. | |
Flexible spending accounts (FSAs) can help you reduce your tax bill by letting you set aside pre-tax dollars to pay for eligible health care and dependent care expenses. Follow these steps to make sure you're getting the most from your FSA. |
Your Microsoft benefits may be taxable by the Internal Revenue Service (IRS) and may require action at tax time. Make sure you understand the reporting requirements associated with these benefits and what you need to do. The IRS may also include the cost of other benefits in your taxable income. | |
| Financial wellbeing resources | Wellbeing applies to so much more than our physical and mental health - our finances are also a factor. When we have financial wellbeing, we can go through life with the comfort of knowing that whatever life throws at us, we are prepared. It also allows us to live out our dreams, big and small. |
| Saving Money on Personal Expenses | Interested in starting something new like a painting or cooking class? Preparing to purchase tickets to see a musical or watch a baseball game? Or maybe you're planning a trip. Whatever your interests, get the best prices possible with Microsoft discount services. |
| Protecting Myself and My Family Financially | How do you know if you have sufficient protection if something unexpected happens to you or a family member? To help ensure that you have the best protection—including payment of future expenses such as college tuition and mortgage—use your available Microsoft resources. You have access to these benefits at lower costs than you'd find outside of Microsoft. |
| Get help with college | Microsoft provides a variety of programs that can help you or your dependents prepare for or pay for college, or refinance the loans you've already accessed to secure your education. Whether you want to consolidate and refinance your personal college loans; further your own education; or get advice that will help guide your child as they apply for and enroll in a university, there is a program that can help. |
Microsoft offers a broad spectrum of resources to help you manage and reduce stress. Use the table below to identify the resources available for your situation and source of stress. | |
The challenges of modern life - career stress, societal anxiety, family, and financial worries - can weigh heavily on us. If you need counseling and resources, or help managing stress, anxiety, depression, or other mental health conditions, the ongoing counseling and mental health support and additional programs to reduce stress and support mental health, take a look at the available resources. | |
For many of us, losing weight is an important health and fitness goal. You may need to lose weight because you are dealing with – or hope to avoid dealing with – a serious health issue, or you may want to lose a few pounds to improve your overall health. To help with these goals, Microsoft offers several weight loss benefits and tools. | |
Microsoft's health and wellness benefits aim to help you and your family achieve — and maintain — your best health. No matter where you are on your health journey, Microsoft has a resource to support you. Discover what's available to help you get started, find programs to support your goals, track your progress, and get help. |
Parenting—a life changing experience—is about to be upon you and there are resources and benefits to help. You’ll find information on these, plus a list of suggested steps to take before your baby arrives. | |
Welcome your child by spending time with them and by taking advantage of benefits, programs, and services available to support your growing family. | |
To help employees and/or their eligible spouse/domestic partner have a child or preserve their fertility, Microsoft has partnered with Progyny to provide the Fertility and Family Building benefit. | |
After you're married, you'll want to take care of some important tasks related to your benefits at Microsoft. | |
When covering your domestic partner under your Microsoft benefits, it's important to understand guidelines for eligibility, and tax implications for paying for health care expenses. |
After you finalize your divorce, legal separation, or annulment, you'll want to take care of some important tasks related to your benefits at Microsoft. Follow these steps to update your personal information and benefits coverage. | |
Following the loss of a family member, taking care of important legal and financial matters can be overwhelming and emotional. To help, Microsoft provides extensive resources to support you during this difficult time. | |
If you or a family member has received a diagnosis of a serious and/or chronic condition such as cancer, diabetes, heart disease, arthritis, Alzheimer’s disease, Parkinson’s disease, multiple sclerosis (MS), irritable bowel syndrome (IBS), or other conditions, that diagnosis can feel overwhelming. However, there are benefits available that can support you as you focus on healing, cope with any emotional distress, and preserve your quality of life. |
Whether you are looking for care for a newborn or need activities when school is out, Microsoft provides ongoing and back-up child care options for most situations. | |
Parenting is often an enriching and rewarding experience. But it can also present unique situations and challenges. To help you on your parenting journey, Microsoft provides access to several parenting and counseling resources; insight into preparing and paying for college; and ways to help if your child has developmental disabilities or behavioral issues. | |
If you need assistance finding temporary and long-term care solutions for a dependent adult or elder, the following resources and programs can help. |